Building a Secured Retirement Investing in property
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Pinon Hills Homes Part 3

Things To Do
See Barstow's America Railroad Museum

What Buyers Should Know

Can now check for Pinon Hills homes For Sale over the Internet. By using Cathy Anne's web site, buyers can on-line check pricing of homes, neighborhoods and choice of homes using our FREE public access to the MLS (Multiple Listing Service).

In most transactions the buyer's Realtor® gets paid by the seller, so avoid using the seller's Realtor® and get a separate Realtor® who is fully dedicated, loyal and works hard to represent just the Pinon Hills buyer. It makes good sense...

In buying Pinon Hills homes is to get pre-approved by a mortgage lender. Pre-Approval saves time because the buyer and Realtor® can look for homes within the buyers price range. This applies to both exisiting homeowners and first time home buyers. Sellers also want to know up-front if the potential buyer is qualified.

Using Cathy Anne's web site, search the MLS for homes within your price range that appeals to you. You can search by city, zip code, price, bedrooms, bathrooms, sq ft and so on. Once you find some homes that you like, then call Cathy Anne. Be sure to get the MLS listing number.

Having the listing number, Cathy Anne can provide more details about each home. Visiting homes can take hours and can be very tiring. To simplify the process, we only want to visit 3-5 homes. So by eliminating homes that do not fit your lifestyle, we can focus on your new home. Cathy Anne's process makes home buying fun...

Most lenders require an appraisal (actual home value by a licensed appraiser) on any home your looking to buy. The appraisal is used to determine the value of the homes based on recent sales and other factors. Once an offer is accepted on a home, the appraisal needs to be ordered. The buyer pays for the appraisal. This is a important step because the appraisal value will be used by the lender to determine the loan amount, interest rate, payment, etc.

The Buyer should alway pay the appraiser directly and not through the lender. When the buyer pays the appraiser directly, the buyer owns the appraisal. If the appraiser fee is paid through the lender, then the lender own the appraisal and chances are the lender will not release the appraisal if the buyer decides to change lenders. The buyer pays either way, except the buyer can use the appraisal for more than one lender.

Part 4 - What Sellers Should Know
Retirement Investing
in Real Estate
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Key Information

Gold Point Realty
SageBrush Realty
15437 Anacapa Road Suite 10
Victorville, CA 92392
CA DRE License 01523546
Pinon Hills Real Estate We are a local site specializing in property in our real estate market. We can provide the tools that will make the home buying or selling process easier for you.

Copyright © 2002-2010 All Rights Reserved Gold Point Realty, Inc. All information is deemed reliable but not guaranteed.
Real estate for sale information is provided (IDX) the Victor Valley Association of Realtors® or the Inland Valley Association of Realtors. This Pinon Hills site provides links to other web sites that may be presented by government agencies, newspapers, etc. We are not affiliated with any of these sites. Nor are we responsible for their content. Pinon Hills Homes for Sale & Real Estate, Pinon Hills Homes for rent, real estate agents, residential Pinon Hills , multi-family Homes, rental Pinon Hills, neighborhoods, commercial real estate